We all heard it “you’ll spoil your kids”. But have you ever thought that you are doing the same thing if you overgift your wife? While riding into work this morning, I found myself listening to a jewelry ad. They were telling you to buy an expensive ring “because she is worth it”. Guys, you are worth it to not piss away hundreds of dollars so your wife has this frivolous status symbol. Of course you don’t need to be a cheapskate, but do not saddle yourself with debt for some frivolous, unappreciated things that do little more than take up space in your garage or closet. There is a line between being the provider, and the used workhorse. Figure out what that line is, and don’t cross it. You may actually find yourself having less than diminishing returns, and actually having negative results.