Dating Mormons

Recently, I was introduced to the concept of AWALT (All Women Are Like That). I would have to say yes and no. Certainly, there are biological characteristics that all women have. (They tend to be more emotional than men for instance) But I reject the notion that all of them are these self-centered, narcissistic spoiled brats that are portrayed so often on various websites. My wife happens to be very kind hearted and has sacrificed a lot to hold her standards of morality and to care for me and my kids.

Sure, there are more than enough crappy women out there, but there are some decent ones too. Knowing where and how to look is key. Continue reading “Dating Mormons”

Stop and Smell the Roses

The other night was kind of stressful. Coming on the end of the school year, the kids who do the online charter school have their major projects due soon. It is becoming apparent that two of them have not been keeping on schedule with their assigned tasks. My daughter was cramming, throwing together this last minute paper that she should have been working on for over a month now.

At this time, I take the opportunity to grab out this church publication “Eternal Marriage” and read with my wife from where we left off the previous night. In it, it talks about how we can have our relationships continue into eternity if we do the right things. That is when my wife starts getting teary eyed and starts to lose it. Continue reading “Stop and Smell the Roses”

Giving Her the Tingles After 14 Years

My wife and I have been married now for almost 15 years. During this time, we have become very familiar with each other. Many, including myself at times, feel like I have gotten into a rut. The mundane routine repeats itself again and again as you are waiting to get old and die. While this trap is real, you do not have to let it be this way. Continue reading “Giving Her the Tingles After 14 Years”

Personal Finances – Phase 7: Understanding Debt

We are now officially halfway through the series. In last article, we discussed protecting your family from hardship through building a one-month emergency fund and acquiring adequate insurance. I challenged you to review your existing insurance policies and to start building an emergency savings worth one month of your income. In this article, we will discuss what debt can do to your life. Continue reading “Personal Finances – Phase 7: Understanding Debt”

Personal Finances – Phase 6: Protect Your Family from Hardship

In last article, we discussed overcoming problems and things we can do in order to better sick to a budget. I challenged you to review your budget, and decide on steps to take as a family to stick to that budget. In this article, we will discuss things we can do to help protect ourselves from the inevitable financial problems that come up. Continue reading “Personal Finances – Phase 6: Protect Your Family from Hardship”

Personal Finances – Phase 5: Sticking to Your Budget

In my last article, we discussed the steps and things to consider when creating a balanced budget. I challenged you to create a budget, it you haven’t already done so. In this article, we will discuss how to overcome difficulties which will inevitably come so that you can follow through on the commitments you made when you created your budget.

Continue reading “Personal Finances – Phase 5: Sticking to Your Budget”

Personal Finance – Phase 4: Creating a Budget

In last article, we discussed prioritization of money and changing your mindset into using a faith based approach in spending. In this article, we use the information we have collected, and the proper mindset to develop an aggressive, yet realistic budget to achieve your financial goals.

Continue reading “Personal Finance – Phase 4: Creating a Budget”

Phase 3 – Prioritize your Spending and Give Charitably

 

In the last article, we discussed the foundation needed for a strong financial mindset, faith, unity, and commitment. In this article, we start laying the groundwork by making the work for us, rather than us working for the money. Continue reading “Phase 3 – Prioritize your Spending and Give Charitably”

Personal Finance – Phase 2: The Foundation of Faith, Unity, and Commitment

The Roadmap and Becoming Unified in Your Approach

With most projects, a plan is beneficial to see your goals, where you are in achieving those goals, and what you need to do to get from point A to point B. Personal financial stewardship is no different. Continue reading “Personal Finance – Phase 2: The Foundation of Faith, Unity, and Commitment”

Personal Finances – Phase 1: Self Reliance

Last week, my wife and I started a 12 part seminar on personal finances. This program is for those of us who want to increase independence, become unified as a family in temporal matters, and improve personal responsibility. During the next several weeks, I plan to regurgitate what I have learned, incorporating with my thoughts. In doing so, I hope to reinforce what I have learned and be of some benefit to you. Continue reading “Personal Finances – Phase 1: Self Reliance”